Make Smarter Property Decisions with Our UK Buy vs Rent Calculator
Compare the long-term costs of buying and renting in the UK to find out which option suits your financial goals.
Comprehensive Property Cost Analysis
Buy vs Rent Calculator
Compare Long-term Costs of Buying and Renting
Thinking about buying a home but unsure if it's the right financial move? Our Buy vs Rent Calculator helps you compare the true costs of both options, taking into account mortgage payments, property appreciation, rent increases, and potential investment returns. Simply enter your details and get an instant breakdown of which choice might be better for you.
✅ Enter your details, and in seconds, you'll know whether buying or renting is the smarter financial choice!
Property Details
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Annual interest rate on your mortgage
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Expected costs for any planned renovations or improvements
Additional Details
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Expected yearly increase in rent
Expected annual return on investments (e.g., stock market)
Expected annual increase in property value
Percentage of property value spent on maintenance yearly
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Buy vs Rent Calculator
📊 How It Works
💰 Step 1: Enter Your Financial Details
- House price, mortgage rate, and term
- Rental costs and expected rent increases
- Additional costs like insurance and maintenance
📈 Step 2: Set Growth Projections
- Home appreciation
- Expected investment returns
- Inflation-adjusted rent increases
📉 Step 3: Get Your Results
- Total cost of buying vs renting over time
- Investment potential if you rent and invest the difference
- A clear recommendation on which option may be more cost-effective